Back to Breeze Credit
Apply in about 5 minutes

Apply for a Breeze Credit line of credit.

Borrow what you need, when you need it — up to your approved limit. No application fee. Refreshingly clear terms.

Start your application

Enter your mobile number and we’ll text you progress updates as you move through the form. Takes about 5 minutes.

~5 minutes · no fee to apply

Decisions in minutes

Most applicants see an offer immediately after submitting.

See your terms upfront

Review your full rate and payment before you accept anything.

No fees to apply

Application, pre-approval, and prepayment are always free.

Real human support

Hardship programs available. Talk to a person — not a chatbot.

Important disclosures

Breeze Credit lines of credit are originated by United Trust Bank, member FDIC. Your actual credit limit and payment schedule will be disclosed before you accept any offer. Loans are subject to credit approval, verification, and may not be available in every state. Borrowing carries risk; only borrow what you can afford to repay.