Cookie Policy

Last updated: August 2026

This site uses only first-party cookies. Strictly necessary cookies keep you signed in and secure (session, security-token, and two-factor verification cookies) and cannot be turned off. We do not use third-party analytics or advertising cookies, and we never sell your personal information.

Optional cookie categories — functional, analytics, and advertising — are controlled by the choices you make in the cookie banner. You can change your choices at any time using the Cookie Preferences link. Your choices are kept for 12 months in the vlms_cookie_prefs cookie.

We honor the Global Privacy Control (GPC) browser signal as a valid opt-out of analytics and advertising cookies and of any “sale” or “sharing” of personal information under applicable state privacy laws, including the California Consumer Privacy Act. If your browser sends a GPC signal, those categories are turned off automatically.

For your state privacy rights and how to exercise them, see the Privacy Policy. If you have questions about this Cookie Policy, contact your servicer directly or sign in to the borrower portal and use the Help Center.